Washington, D.C. - June 9, 2025 - BikeInsure, an insurtech company specializing in offering bicycle insurance for bikes and ebikes in the United States, has released "A 2025 Cyclist Buyer's Guide to the Best eBIKE INSURANCE." The guide will clearly inform ebike customers and owners of the Home Insurance Problem and the eBike Insurance Solution.
Buzzy Cohn, the CEO of BikeInsure, shared, "The primary concern for potential ebike customers and current electric bike owners is justifying their investment in an ebike while considering the risks of unexpected riding accidents and theft. The most significant drawback of ebike theft is that it results in a complete financial loss of the valued equipment. For instance, if someone owns a $4,000 ebike and it gets stolen, they face a total loss. In contrast, if a cycling accident damages a derailleur costing $400, the financial impact is less severe. Historically, 80% of BikeInsure claims have been related to unexpected accidents, while theft claims have accounted for 20% of all claims paid. Our data shows that ebikes are stolen at a significantly higher rate than non-electric bikes.
The smart solution is a separate ebike insurance policy which is an essential need for every ebike cyclist, providing 'peace of mind' financial protection for their valued electric bike against accidents and theft risks."
It's important to understand that electric bikes (ebikes) are not covered by homeowners' nor auto insurance policies.
Home insurance policies, which are designed to protect against significant loss to a home exclude electric bikes because they are classified as motorized vehicles. Auto insurance providers, such as State Farm, Allstate, Farmers, and USAA, specifically exclude ebikes from coverage by defining "insured autos" and "cars" as four-wheeled private passenger motor vehicles.
Why Risk It? BikeInsure it!
America's Best E-Bike Insurance, BikeInsure, fills the gap by ensuring cyclists' ebikes are financially protected against riding, transit, and theft risks. The comprehensive ebike insurance solution is available nationwide and features a low deductible, allowing cyclists to easily get their ebikes repaired or replaced, which provides significant reassurance for their investment in an electric bike. Additionally, filing an ebike claim with a BikeInsure policy will not impact your other insurance policies. This coverage applies to ebikes that meet the "3-Class ebike standards," which restrict the motor power to 750 watts.
Click here for A 2025 Cyclist Buyer's Guide to the Best eBIKE INSURANCE
About BikeInsure (BikeInsure.com)
BikeInsure offers affordable and comprehensive insurance for bicycles and eBikes in the United States. Licensed insurance producer BikeInsure, the official bike insurance partner of USA Cycling, International Mountain Bicycling Association (IMBA), and USA Triathlon, is administering the insurance plan, underwritten by carrier Great American Insurance Company, rated "A+" (Superior) by AM Best, an authorized insurer in all 50 states and Washington, DC. For over 150 years, Americans have trusted Great American Insurance Company to protect them and render best-in-class service.
For more information related to BikeInsure, contact Buzzy Cohn at info@BikeInsure.com
